Financial Mis-selling & Consumer Credit Disputes

8PP Barristers & Associates provide specialist advocacy and advice in financial mis-selling and consumer credit disputes. We regularly represent consumers in complex, sometimes high-value claims involving mis-sold financial products, undisclosed commissions, and unfair relationship challenges under the Consumer Credit Act 1974.

With extensive experience in FCA compliance and regulated lending, 8PP delivers practical, commercially focused representation across England and Wales.

Areas of expertise

Financial product mis-selling

Representation in disputes over mis-sold credit, mortgage, insurance, pension, and investment products. Expertise includes retail banking agreements, secured lending, and consumer finance.

Undisclosed commissions

Advice on ‘secret’ and the now debunked ‘half-secret’ commission claims involving brokers, lenders, and intermediaries. Recent appellate guidance has clarified duties of transparency and restitution.

Unfair relationship litigation

Specialist drafting, advice and advocacy in unfair relationship claims under sections 140A–C of the Consumer Credit Act 1974.

Regulatory compliance and FCA Handbook advice

Support for law firms and compliance officers on disclosure, transparency, and consumer duty obligations.

Craig Leigh and members of 8PP have acted in several hundred, if not more, consumer credit and financial mis-selling disputes applying the evolving legal landscape which has shaped the modern approach to commission disclosure and unfair relationship litigation in recent years.

Their advocacy has contributed to the interpretation of fiduciary duties and transparency obligations in regulated lending – positioning 8PP at the forefront of financial mis-selling disputes.