Stenio Aladim secures an order for specific performance in relation to repair works and an award of £8500.00 in general damages for a tenant of Birmingham City Council who had been reporting disrepair at her property
S v Birmingham City Council Factual Background S’s claim related to disrepair present in her end terrace house consisting of an entrance hall, stairs, open plan living room/dining room and kitchen, WC, bathroom and three bedrooms (“the Property”). S resided at the Property under the terms of a tenancy agreement (“the Tenancy”) provided by Birmingham […]
Court accepts that a car dealer owed a consumer fiduciary duties when arranging finance for a consumer provided by major UK car finance provider.
F v Volkswagen Financial Services (UK) Limited Factual Background F entered into a Credit Agreement (“the Agreement”) with Volkswagen Financial Services (UK) Limited (“VWFS”). The Agreement required F to pay: An advance payment of £2,100.00 47 monthly instalments of £251.27 A final instalment of £7,245.00 The stated APR under the terms of the Agreement was […]
Court finds that the relationship between a consumer and Black Horse was rendered unfair when Black Horse paid to a car dealer a commission which was paid pursuant to a discretionary commission model
S v Black Horse Limited Factual Background S entered into a Credit Agreement (“the Agreement”) with Black Horse Limited (“BH”). The Agreement required S to pay: An initial payment of £252.73 46 monthly instalments of £252.73 A final instalment of £6,1220.00 Interest payable under the Agreement was charged at rate of 12.17% amounting to a […]
Craig Leigh secures a finding that a commission payable by a finance company to a car dealership when arranging finance for a consumer constituted a secret commission.
G v CA Auto Finance UK Limited Factual Background G entered into a Credit Agreement (“the Agreement”) with CA Auto Finance UK Limited (“CA”) in 2013. As per the Agreement G was required to pay: An advanced payment of £150.00 47 monthly instalments of £151.56 A final instalment of £3,009.00 The APR payable under the […]
Multiple Dwelling Relief for Stamp Duty axed in Spring Budget 2024
The Chancellor announced that from 1 June 2024, the multiple dwelling relief (‘MDR’) to pay less Stamp Duty where a person is buying two or more residential properties in the same transaction has been scrapped. Many borrowers, landlords, and first-time buyers alike were hoping that the Chancellor would announce a reform to Stamp Duty to […]
Record complaints about social housing
A record number of complaints from tenants about damp, leaks, and mould in their social housing were made in 2023. Despite social landlords having a legal obligation to ensure their properties are kept safe and secure in good condition, more and more tenants are complaining about their houses being damp, mould, and in need of […]
Car Finance – More trouble ahead for the big lenders?
Just as major banks and lenders try to recover from the cost consequences of the PPI scandal, where policies were missold or added to the account with the borrower’s knowledge, a new probe by the Financial Conduct Authority (‘FCA’) into car finance is causing some worry. Lloyds Banking Group has set aside £450m, to cover […]
8PP is live
On 1 March, 8PP Barristers & Associates Ltd (‘8PP’) began trading, ready to help clients with a diverse range of legal matters. 8PP is an alternative offering to the typical Barristers Chambers – our experienced, multi-disciplined team is here to assist with trials, hearings, advice drafting, and much more.
